CBK-Regulated

Pay anyone. Any reason. One click.

Upload a file and everyone on it gets paid — staff, suppliers, agents, members, customers. Or connect your system so payments start on their own.

Two ways in. One platform underneath.

Upload a file

Approve it in one click. A person always checks the batch before money moves.

Connect your system

Your application tells PayKit when to pay. No file, no manual step.

Same payment engine, same reconciliation, same CBK-regulated rails either way.

One file, everyone paid.

One file, everyone paid automatically.

Process hundreds of payments simultaneously without logging into multiple banking portals.

Real-time dashboard and automatic reconciliation.

Watch payments complete in real-time. Instantly see failed transactions and refunds.

Built-in approval: Finance prepares, a Director signs off.

Enterprise-grade maker-checker flows to ensure funds never move without authorisation.

Works for payroll, suppliers, commissions, grants and more.

Flexible enough for any payout scenario, whether recurring or ad-hoc.

How it works.

1

Upload

Workers, suppliers, agents, members. One list.

2

Approve

Finance prepares it, a Director approves it.

3

Done

Paid out to M-Pesa and bank at once. Reconciled in minutes.

From 4 hours to 20 minutes. 300 payments, one file.

Anywhere you pay a list of people or businesses, Bulk Payments can carry it.

Payroll & casual wages
Supplier & vendor payments
Commissions & incentives
Grants & disbursements
Refunds & reversals
Dividends & member payouts
For Developers

PayKit API — your whole payments stack, one connection.

Bulk Payments is one thing you can build on the API.

Take payments — M-Pesa STK Push, Airtel Money, bank, matched automatically.

Send payments — one person or a whole batch, triggered by your system.

Hold balances — no ledger to build from scratch.

Wallet-to-bank withdrawals on demand.

Power crowdfunding through the same connection.

Hakikisha verification, instant alerts, automatic reconciliation.

Free test environment, live in days.

How it works
1
Connect

Free test environment, real conditions.

2
Trigger

A payment, delivery, claim or milestone fires the API.

3
Confirm

Paid instantly, reconciled automatically.


Most teams live within 2 working days.

Already on Bulk Payments? Turn on collections, balances or crowdfunding.
Already on the API? Switch on Bulk Payments whenever you need to pay people out.

Built for businesses paying 30 or more people or businesses every month.

Construction

50 to 200 casual workers, paid every Friday in minutes.

Logistics & Transport

Driver commissions paid the moment a delivery is confirmed.

Agribusiness & Cooperatives

Hundreds of farmers paid at harvest, manually or automatically.

SACCOs & Associations

Dividends and member payouts to hundreds at once.

Schools

Staff, transport contractors and suppliers, one payroll run.

Property Management

Landlords and agents paid as rent is collected.

Churches & Faith Organizations

Staff, ministry teams and welfare disbursements.

NGOs & Field Services

Stipends and field payments, automated to the task.

Tech Platforms & Fintechs

Payments in, out and balances, built into your product.

FMCG

Suppliers and agents paid in minutes.

Why PayKit.

One platform

Collections, payouts, balances and crowdfunding on the same rails.

Secure & auditable

Every payment tracked, full record on demand.

Reconciliation built in

Ready within minutes, nothing matched by hand.

CBK licensed

Paykit is CBK licensed.

Grows with you

30 people or 5,000, same process.